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Car Title Loans Edmonton. Are you looking to secure a Car Title Loan and live in or near Edmonton, Alberta? Car Title Loans are a way to access the equity or value of a vehicle. If you own a car and a large portion of the current value of the vehicle is paid off or utterly paid off. You may be able to get a used car title loan in Edmonton. Even if you still owe money on it, as long as you are in an equitable position, you may qualify for a car title loan today in Edmonton. Apply here for a car title loan in Edmonton now.
A car title loan or auto title loan is when you leverage the equity of your vehicle to secure a loan for the current value of the car. The car loan value is usually determined by comparing it to current market values for the same make, model, and trim line vehicles. Once the current market value of your used car is determined, a loan amount can be assessed. If the appraised value of the vehicle exceeds the amount owed on the car, it is said to have equity. The equity will determine how much money might be loaned on the vehicle for a used car title loan.
Car Title Loans usually require a significant amount of equity to qualify for a Car Title Loan in Edmonton. Apply Here for a used vehicle title loan today.
Vehicles that qualify for used car title loans are usually eight (8) years old or newer. It’s either lien-free or most of the current loan value paid off. The vehicle must also have full coverage insurance. Rebuild vehicles do not qualify for a Title Car Loan. You must be the registered owner. The vehicle must be drivable and deemed mechanically safe. A quick mechanical assessment will be required. A Carfax report that will show any previous collisions or liens. These requirements are usually performed by the Car Title Loan Dealers and included in the financing.
The good thing about securing a used vehicle title loan in Edmonton is that getting approved is quick and painless. You still drive the vehicle while paying back the loan. Competitive loan rates, regardless of credit history. Funds are usually accessible within a day or 2, unlike the bank, which may take some time to process a loan request. Car title loans may help out if there’s an emergency. But, it should not be treated as a long-term solution for a short-term problem.
Most title car loans will allow you to pick and choose your financing term so that you can get the loan paid back as soon as possible. Many provinces in Canada have put lending rate rules in place for car title loans, which will protect the people applying for car title loans. Car Title Loans can be a bad thing for you if you get into debt too far. And if you cannot afford to pay back the loan. Ensure you read contracts and have a complete understanding of how it works.
The short answer is yes. A title car loan can be utilized to improve your credit score. However, make sure you ask the lender if they report the payments to the credit bureau of Canada. Make sure not to skip or miss any loan payments and always make payments on time. Check out the payment calculator here to estimate your loan payments.
You can also get approved for other types of car loans regardless of your situation or location in Alberta. If you are over 18 years of age and have an income of over $1800 per month, you are already pre-approved.
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Check our Google Reviews and see why we are your best option for a Car Title Loan in Edmonton.
Have more questions? Call or message us here for a free consultation. Finding out your options is always free. There is no obligation to buy a vehicle.
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Ray was helpful and very professional.Very happy with my vehicle.I highly recommend him !!!
My mother-in-law unexpectedly needed a new vehicle and Ray Robichaud was definitely the guy to help her find what she needed. He listened and found her the exact vehicle she was looking for, in her price range, all in one day! Thanks Ray, she loves the car and says it is perfect!!
My husband and I gave Ray what seemed to be an impossible list of things we wanted in a new vehicle. Even with our passed credit issues he managed to get us into a truck with everything we were looking for plus some! It was a very fast and painless experience. We would recommend Ray to anyone and will be going back to him to any future purchases.
I Recently worked with Ray at Edmonton Auto Loans when I needed to replace my old car. The Results I got from him vastly exceeded my expectations as he got me into a barely used 2019 Elantra GT and I couldn't be happier. I had been denied loans from a few dealerships and banks and wasn't sure what to expect but Ray really came through with a fantastic deal with a great rate.
